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Behavox Pathfinder

Modernize regulatory change management

From regulations to approved policy in one auditable system. Monitored. Mapped. Evidenced.

01

The full lifecycle, one system

From regulatory update to approved, acknowledged policy change — no GRC middle layer, no SharePoint.

02

Complete source coverage

100+ regulators across 50+ languages, filtered to your business — a 35-minute daily cycle.

03

AI First

Natural-language drafting, conflict detection and Policy Q&A — every decision human-reviewed and governed to your model-risk standard.

A documented, auditable change programme is what lets you enter a new jurisdiction or launch a new product on schedule — so compliance becomes the reason you can say yes to a new market, not why you say no.

The reality today

Firms don't buy regulatory news feeds. They buy the confidence that when a regulator changes a rule, their policies, their people, and their evidence change with it.

Regulatory noise

Hundreds of updates, no filter.

Alert-monitoring platforms surface undifferentiated updates every week with no filtering for your firm's specific jurisdictions or internal policies — compliance staff spend the day triaging, not acting.

SharePoint sprawl

No single source of truth.

Policies, amendments, and approvals scatter across drives, folders, and email chains. No one can say which version is current — or prove who acknowledged it.

Stale policy library

The rule moves; the policy doesn't.

A regulator changes a rule and the policy that depends on it doesn't. The gap between what's now required and what your library still says widens silently — until an examiner finds it.

Enforcement exposure

No auditable line, no defense.

When a regulator asks "prove you handled this," the evidence is reconstructed by hand from systems that were never connected — the audit exposure regulators now scrutinise by name.

Two modules, one system

Pathfinder delivers the full lifecycle through two integrated modules on one data model — monitoring on one side, policy on the other, with no manual handoff between them.

RegScan — regulatory-change monitoring

Horizon-scans 100+ regulators across 50+ languages.

Filters to your business lines and jurisdictions, classifies relevance, maps each change to the affected obligations in your policy library, and flags coverage gaps before your team logs in.

  • Monitor
  • Filter
  • Analyse
  • Report

Policy Manager — the policy lifecycle

Turns a flagged change into an acknowledged policy.

Drafts a proposed amendment, detects conflicts with existing policy, tracks provisions going stale, routes review and approval, captures employee acknowledgment, and answers policy questions on demand in plain language.

  • Draft
  • Detect conflicts
  • Track stale (new)
  • Route
  • Attest
  • Answer — natural-language Policy Q&A

The measurable difference

Every figure reflects what firms running Pathfinder see in production — compliance stops being the brake on entering a market and starts clearing the way.

Days
To absorb a new rule into enforced policy
from weeks of manual triage and drafting
100+
Regulators monitored, across 50+ languages
from a handful, checked by hand
35 min
Daily monitoring cycle
from 2+ hours of reading and forwarding
<30 sec
Examination evidence package
from a week of manual assembly

How it works: Monitor. Act. Prove.

Three phases, one system, one audit trail — from the regulator's publication to your evidence file.

1

Monitor

RegScan horizon-scans 100+ regulators across 50+ languages overnight, filters to your business lines and jurisdictions, classifies relevance, and flags coverage gaps — before your team logs in.

  • Overnight scan
  • Relevance-classified
  • Coverage gaps flagged
2

Act

Cross-policy semantic search identifies every affected policy — including indirect references and embedded obligations that keyword search misses — while Policy Manager drafts the amendment, routes it for review and approval, and captures employee acknowledgment.

  • Cross-policy impact
  • Drafted amendments
  • Routed & acknowledged
3

Prove

One export assembles the examination-ready evidence package in under 30 seconds: every monitored update, gap analysis, policy change, approval, and acknowledgment tied to the obligation — chronological, attributed, formatted for submission. The Source Coverage Dashboard keeps completeness visible before the exam, not assembled under it.

  • <30-sec evidence
  • Continuous attestation
  • Source Coverage Dashboard

AI, defensible by design

Every AI decision in Pathfinder is built to survive a model-risk review — because the same committee that governs your surveillance models governs this one.

Human-in-the-loop

No autonomous policy decisions.

AI drafts, maps, and classifies; a compliance officer reviews and approves every change before it enters the policy library. The system proposes — a person decides.

Model Validation Portal

Governed like every other model you run.

Version history with diffs, performance by method, and drift alerts — the documentation your model-risk committee expects, deployable under SR 26-2 / SR 11-7 model governance.

Private, zero-retention endpoints

Frontier models, none of the leakage.

Third-party frontier models are consumed through enterprise private endpoints with zero data retention; your regulatory and policy content is processed inside your tenant, never used for training.

Coverage

Compliance coverage that travels with the business — Pathfinder monitors regulators across every region you operate in, and every region you're considering entering.

Americas
United States · Canada · Latin America

SECFINRACFTCOCCFederal ReserveOSFI (Canada)CIRO (Canada)CVM (Brazil)CNBV (Mexico)
EMEA
UK & Ireland · EU institutions · Major European markets

FCAPRACentral Bank of IrelandESMAEBAECBBaFinAMFCONSOB
Asia-Pacific
Financial hubs · Greater China & Korea · South & SE Asia

MAS (Singapore)HKMASFC (Hong Kong)ASIC (Australia)CSRC (China)FSC (Korea)SEBI (India)OJK (Indonesia)
Middle East & Africa
GCC hubs · Levant · Africa

DFSA (DIFC)FSRA (ADGM)CMA (Saudi Arabia)CBUAEFSCA (South Africa)

The closed loop

Pathfinder completes the Behavox compliance lifecycle as a three-layer control stack — from setting the rule to catching what slips through.

Directive Controls

Pathfinder RegScan + Policy Manager set the rule: RegScan surfaces and maps the regulatory change, Policy Manager drafts, approves, and attests the policy update. What the firm requires is now current and documented.

Preventive Controls

Compass + Policy Q&A reach the point of decision: Compass checks conflicts and personal dealing against the current policy, and Policy Q&A answers "what does our policy say?" in plain language — before someone acts, not after.

Detective Controls

Quantum + Polaris enforce the standard in the wild: Quantum monitors conduct across 50+ languages, Polaris watches trading across every asset class — both mapped to the obligations the policy defines.

The Behavox Unified Risk Taxonomy is the thread through all three layers: when a rule changes at the directive layer, the same taxonomy keeps detective controls across communication and trade surveillance current and effective — so what you require, what you prevent, and what you detect never drift apart.

Trusted by leading institutions

120+
Institutions running Behavox — banks, hedge funds, asset managers, oil majors, crypto firms, and insurance carriers
$270M+
Invested in R&D — backed by HPS, BlackRock, SoftBank, Citi, and Index Ventures
2014
Built on Behavox technology in production since 2014

Certifications & infrastructure: SOC 2 Type II · ISO/IEC 27001 certified (scope in the Behavox Trust Center) · FedRAMP-authorized cloud platform (Google Cloud) · built on Google Cloud (EU Frankfurt and US data residency).

Regulatory alignment: FCA Consumer Duty · SM&CR · SEC Investment Advisers Act · OCC Heightened Standards · PRA Supervisory Statements · MiFID II · DORA · ESMA · MAS · DFSA.

Frequently asked questions

What does Behavox Pathfinder do?
Pathfinder converts a regulatory update from any monitored jurisdiction into an approved, employee-acknowledged internal policy change in a single auditable system — spanning monitoring, gap analysis, drafting, approval, acknowledgment, and examination evidence, without a separate GRC integration, consulting engagement, or SharePoint workflow.
How is RegScan different from a typical regulatory alert-monitoring tool?
RegScan doesn't just surface undifferentiated alerts. It filters updates from 100+ regulators across 50+ languages to your business lines and jurisdictions, classifies relevance, maps each change to the specific obligations in your policy library, and flags coverage gaps — before your team logs in.
How does Pathfinder integrate with the rest of the Behavox platform?
Pathfinder completes the Behavox compliance lifecycle as a three-layer control stack. Directive controls: RegScan surfaces a regulatory change and maps its impact, Policy Manager drafts and approves the policy update, employees acknowledge it. Preventive controls: Compass checks conflicts against the live policy and Policy Q&A answers what's allowed before someone acts. Detective controls: Quantum and Polaris enforce the new standard in communications and trading — all mapped to the same obligations through the Behavox Unified Risk Taxonomy, with evidence captured at every step under one audit trail.
Is Pathfinder's AI defensible to a model-risk committee?
Yes. AI drafts amendments, detects conflicts, and answers policy questions in natural language, but a compliance officer approves every change before it enters the policy library — no autonomous policy decisions. Model behavior, versions, and validation evidence are documented in the Model Validation Portal, deployable under SR 26-2 / SR 11-7 model-risk governance, and third-party frontier models run through enterprise private endpoints with zero data retention.

See it on your own data

Book a 30-minute session tailored to your firm's risk, channels and regulatory footprint.

Request a Demo